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# Virtual Card

The BXPay Virtual Card is a **network-branded virtual card issued through our regulated partner**. It enables you to convert crypto to fiat for spending wherever the card network is accepted.\
Funds are converted **quickly** from crypto to fiat *(processing times may vary)*.

### **Features & Usage**

* **Usable globally wherever the card network is accepted**
* **Usually issued within 48 hours after successful KYC approval**
* **Works for online purchases and supports mobile wallet transactions**
* **Fast crypto-to-fiat top-ups** *(processing times may vary)*

### **How to Apply & Activate**

* Apply via the BXPay dashboard
* Complete KYC
* **Typically issued within 48 hours, depending on compliance review**
* Activate directly in your BXPay dashboard

### **Card Availability**

* **Available for:** Velar (Virtual) plan
* **Card Type:** Digital-only network-branded card
* **Usage:** Online purchases, digital services, mobile wallet transactions
* **Limitations:** Not usable for ATM withdrawals or in-store chip/POS transactions


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