> For the complete documentation index, see [llms.txt](https://bxpay.gitbook.io/bxpay/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://bxpay.gitbook.io/bxpay/bxpay-ms/menggunakan-bxpay/harga-and-yuran.md).

# Harga & Yuran

## **Yuran Utama & Syarat**

* **Yuran Tambah Nilai** – Yuran berbeza bergantung pada kaedah pemprosesan dan rangkaian rakan kongsi.
* **Yuran Pengeluaran ATM** – Dikenakan setiap transaksi.
* **Kadar Pertukaran** – Berdasarkan [**kalkulator pertukaran asing Visa®**](https://www.visa.com.ph/support/consumer/travel-support/exchange-rate-calculator.html)
* **Langganan & Tahap** – Ganjaran mungkin termasuk pengurangan yuran atau faedah promosi, **tertakluk kepada terma program**.

## **Harga Kad BXpay** :credit\_card:

| **Pelan**      | **Yuran Pembukaan Sekali** | **Yuran Tahunan (dari Tahun ke-2 dan seterusnya)** | **Jumlah Kos – Tahun 1** | **Jumlah Kos – Tahun 2+** |
| -------------- | -------------------------: | -------------------------------------------------: | -----------------------: | ------------------------: |
| ⚡ **Velar**    |                        $49 |                                                $30 |                  **$49** |           **$30 / tahun** |
| 💳 **Ascend**  |                       $699 |                                               $100 |                 **$699** |          **$100 / tahun** |
| 🏦 **Legatus** |                     $2,499 |                                               $500 |               **$2,499** |          **$500 / tahun** |

### **Ciri & Had Kad** 📊

| **Ciri**                               |     **Velar** |    **Ascend** |   **Legatus** |
| -------------------------------------- | ------------: | ------------: | ------------: |
| **Yuran Deposit Crypto**               |   3**%** | 2.8**%** | 2.8**%** |
| **Yuran Deposit Fiat**                 |        **5%** |      **2.8%** |      **2.8%** |
| **Yuran Pembelian POS / Dalam Talian** |        **3%** |        **3%** |        **3%** |
| **Yuran Pengeluaran ATM**              |        **3%** |        **3%** |        **2%** |
| **Pemindahan ke Dompet Luaran**        |        **1%** |        **1%** |        **1%** |
| **Pemindahan ke Bank Luaran**          |     **1.50%** |      **0.8%** |      **0.8%** |
| **Penggantian Kad (Virtual)**          |            $5 |            $5 |            $3 |
| **Penggantian Kad (Plastik/Logam)**    | Tidak Berlaku |           $80 |          $200 |

***

## **Had Muat & Transaksi** 💰

| **Jenis Had**                         | **Velar**    | **Ascend**   | **Legatus**  |
| ------------------------------------- | ------------ | ------------ | ------------ |
| **Kapasiti Muat Maksimum**            | Diperluaskan | Diperluaskan | Diperluaskan |
| **Nilai Tersimpan Minimum**           | $0           | $0           | $0           |
| **Nilai Maksimum setiap Transaksi**   | $5,000       | $100,000     | $250,000     |
| **Nilai Transaksi Harian Maksimum**   | $10,000      | $500,000     | Diperluaskan |
| **Nilai Transaksi Bulanan Maksimum**  | $50,000      | Diperluaskan | Diperluaskan |
| **Kiraan Transaksi (Bulanan)**        | Diperluaskan | Diperluaskan | Diperluaskan |
| **Pengeluaran ATM Maksimum (sehari)** | $1,000       | $3,000       | $8,000       |

***


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