> For the complete documentation index, see [llms.txt](https://bxpay.gitbook.io/bxpay/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://bxpay.gitbook.io/bxpay/bxpay-zh/bxpay-jie-ji-ka/xu-ni-ka.md).

# 虚拟卡

BXPay 虚拟卡是一个 **通过我们受监管的合作伙伴发行的具有网络品牌的虚拟卡**。它使您能够将加密货币转换为法币，以便在卡网络接收的任何地方消费。\
资金被转换 **快速** 从加密货币到法币 *（处理时间可能会有所不同）*.

### **功能与使用**

* **在卡网络接收的全球范围内可使用**
* **通常在 KYC 审批成功后 48 小时内发卡**
* **可用于在线购买并支持移动钱包交易**
* **快速的加密货币到法币充值** *（处理时间可能会有所不同）*

### **如何申请与激活**

* 通过 BXPay 仪表板申请
* 完成 KYC
* **通常在 48 小时内发卡，具体取决于合规审查**
* 在您的 BXPay 仪表板中直接激活

### **卡片可用性**

* **适用于：** Velar（虚拟）计划
* **卡片类型：** 仅数字的具有网络品牌的卡
* **使用：** 在线购买、数字服务、移动钱包交易
* **限制：** 不可用于 ATM 取款或店内芯片/POS 交易


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