> For the complete documentation index, see [llms.txt](https://bxpay.gitbook.io/bxpay/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://bxpay.gitbook.io/bxpay/bxpay-zh/shi-yong-bxpay/ding-jia-yu-fei-yong.md).

# 定价与费用

## **主要费用与条款**

* **充值费用** – 费用根据处理方式和合作网络而异。
* **ATM 取款费用** – 每笔交易适用。
* **汇率** – 基于 [**Visa® 外汇计算器**](https://www.visa.com.ph/support/consumer/travel-support/exchange-rate-calculator.html)
* **订阅与等级** – 奖励可能包括降低的费用或促销优惠， **受计划条款约束**.

## **BXpay 卡价格** :credit\_card:

| **计划**         | **一次性开户费** | **年费（从第2年起）** | **总费用 – 第1年** | **总费用 – 第2年及以后** |
| -------------- | ---------: | ------------: | ------------: | ---------------: |
| ⚡ **Velar**    |        $49 |           $30 |       **$49** |      **$30 / 年** |
| 💳 **Ascend**  |       $699 |          $100 |      **$699** |     **$100 / 年** |
| 🏦 **Legatus** |     $2,499 |          $500 |    **$2,499** |     **$500 / 年** |

### **卡片功能与限额** 📊

| **功能**           |   **Velar** |    **Ascend** |   **Legatus** |
| ---------------- | ----------: | ------------: | ------------: |
| **加密货币存款费**      | 3**%** | 2.8**%** | 2.8**%** |
| **法币存款费**        |      **5%** |      **2.8%** |      **2.8%** |
| **POS / 在线消费费用** |      **3%** |        **3%** |        **3%** |
| **ATM 取款费用**     |      **3%** |        **3%** |        **2%** |
| **转账到外部钱包**      |      **1%** |        **1%** |        **1%** |
| **转账到外部银行**      |   **1.50%** |      **0.8%** |      **0.8%** |
| **卡片更换（虚拟）**     |          $5 |            $5 |            $3 |
| **卡片更换（塑料/金属）**  |         不适用 |           $80 |          $200 |

***

## **充值与交易限额** 💰

| **限额类型**         | **Velar** | **Ascend** | **Legatus** |
| ---------------- | --------- | ---------- | ----------- |
| **最大充值容量**       | 已扩展       | 已扩展        | 已扩展         |
| **最低储值**         | $0        | $0         | $0          |
| **每笔交易最大金额**     | $5,000    | $100,000   | $250,000    |
| **每日交易最大金额**     | $10,000   | $500,000   | 已扩展         |
| **每月交易最大金额**     | $50,000   | 已扩展        | 已扩展         |
| **交易次数（每月）**     | 已扩展       | 已扩展        | 已扩展         |
| **每日最大 ATM 取款额** | $1,000    | $3,000     | $8,000      |

***


---

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